Empowering everyone to making investing smarter
Grain makes investing simple. Buy fractional shares, diversify instantly, and grow your wealth with as a dollar.
Turn everyday purchases into smart pieces recommendations micro-investments.
We’re a team of innovators, designers, and financial experts on a mission to make investing effortless for everyone. At Miclo, we believe that even the smallest investment can create a meaningful impact over time.
Miclo rounds up spare change from daily purchases and invests it in diversified portfolios.
Our mission is simple to make building wealth effortless, affordable, and accessible through micro-investing technology that turns small steps into lasting financial growth.
Miclo is here to make the process of building stunning websites simple, fast, and effortless.
Our journey toward smarter investing
Three finance and tech enthusiasts came together with one shared belief that investing shouldn’t be limited to the wealthy.
The team launched Miclo’s beta platform, focusing on automatic round-ups and goal-based investing.
Miclo continues to innovate, focusing on long-term wealth tools, social investing features resources for first-time investors.
With users now spanning over 25 countries, Miclo expanded its offerings with sustainable ESG investment options and crypto micro-investing. The team grew to 40+ members, united by the mission to make wealth-building truly universal.
Values that shape miclo
We believe investing shouldn’t be complicated. Miclo is built to make every step clear guided.
Trust begins with honesty. We’re upfront about fees, strategies, and results their money is going.
Investing should be accessible to all, not just a select few. Miclo empowers people of every building wealthtime.
We use technology to simplify, not to overwhelm. From AI-driven insights to automated portfolios.
Our vision for smarter financial world
Our Vision for a Borderless World
At Miclo, we envision a world where payments are borderless, seamless, and secure. Our goal is to remove the barriers that limit businesses and empower them to grow globally without worrying about payment complexities. We believe geography should never limit opportunity. Revio enables businesses to connect with customers worldwide, regardless of currency or location.
Trust & Transparency
At Miclo, we believe that trust is the foundation of every successful transaction. Businesses and customers alike should feel confident that their payments are processed with the highest level of security, reliability, and fairness. That’s why we go beyond simply moving money we build relationships based on openness and integrity.
Innovation at Scale
At Miclo, we don’t just innovate we innovate with purpose and scalability in mind. As businesses grow, so do their payment challenges, and our mission is to provide solutions that adapt effortlessly to increasing demands. From handling thousands of daily transactions for small businesses to processing millions for global enterprises, our infrastructure is designed to perform reliably at every level.
Empowering Growth
At Miclo, we believe that payments should be a catalyst for business success not a barrier. That’s why we design our platform to give businesses the freedom to focus on what truly matters: growth. By removing the complexity of global payments, we enable companies of every size to expand faster, reach more customers, and unlock new opportunities.
Listen & Learn
Interview merchants, analyze payment pain points, and map use-cases across SMB to enterprise to guide what we build first. Ship an API-first gateway with robust SDKs, webhooks, and sandbox environments so developers can integrate in hours, not weeks.
Defend with Intelligence
Layer risk scoring, velocity rules, device fingerprinting, and chargeback workflows to cut fraud without adding friction. Provide real-time dashboards, cohort analytics, and A/B experimentation on payment flows to continually raise approval rates.
Meet our director
"Designing for clarity and usability is at the heart of everything we do. Every feature we create is about making investing simple, meaningful, and rewarding. Community and education are key. We want every Miclo user to feel informed, supported, and confident in their financial journey."
"At Miclo, we believe that small steps lead to big change. Our goal is to make investing accessible and empowering for everyone, regardless of experience or income. Technology should simplify lives, not complicate them. We build secure, intuitive platforms that help our users make smart financial decisions effortlessly.
The people powering our miclo vision
Co Founder & CTO
Head of Product
Founder & CEO
Marketing Lead
Financial Advisor
Data Scientist
Operations Manager
UI/UX Designer
Customer Experience
Lead Software Engineer
